Texas Personal Insurance

We feel that the entire process of purchasing personal insurance in Texas should be just that: personal. If you are making the effort to contact BKCW to learn about your options for insurance, that means you care enough about something to ensure it is protected. If you care, we care — and we are committed to providing you with peace of mind.


Before we ever write a policy, we want to get to know you and evaluate any specific risks you face using our unique risk management audit. It’s important we know what really matters the most to you; then we can make the best recommendation possible. After that, we will explore any and every option with leading insurance companies (that’s a major benefit of working with an independent insurance agent) to provide you with a quote and design a policy you feel comfortable with.


Once your policy is in place, we don’t just disappear. We will follow up with you after a few months to ensure you are happy with your policy. After that, you’ll even be given a report card to let us know how we’re doing — it’s a way of holding your agent accountable, and making certain that we have taken good care of you.


Types of Texas Personal Insurance We Provide

Certain types of personal insurance can be mandatory, but we want to make sure you and your family have the level of insurance you need — not just the bare minimum to meet a requirement. Oftentimes, those minimum requirements will barely protect you in the event of a loss, and BKCW works hard to make sure that you are fully covered.  Our personal lines of insurance include:


  • Auto insurance for cars, trucks, ATVs, recreational vehicles, boats, and motorbikes.
  • Home insurance for family homes, rentals, second homes, and vacation homes.
  • Umbrella insurance, which provides additional liability protection beyond your normal home insurance or auto insurance limits.


BKCW also offers life insurance, health insurance (including dental and vision), and personal property insurance for items like jewelry, guns, antiques, and art. Just ask us about your options and what we would recommend for you.


When clients need our expert advice, we assess where their coverage is lacking, and figure out what we can do for them to make it better. Contact BKCW today by calling 512-250-5055 for additional information and to learn more about how our teams in Killeen and Austin can help you obtain all types of Texas personal insurance.

How We Help

BKCW cuts to the heart of the matter by listening to what you need and making sure you’re properly covered.

Assessing Your Unique Risks

When you contact most agents, they will get your basic information, send it to a carrier, and provide you with a quote. BKCW does an initial risk management audit, and then provides you with a risk profile that shows you where you can make changes so we can negotiate a lower rate.

Why Texas Personal Insurance

Accidents happen every day, and if you aren’t insured, they can be financially devastating events. Paying for a car accident resulting in injury, or rebuilding a house after a fire are not things most people can afford to pay out-of-pocket.

Forget One-Size-Fits-All

Many people end up with coverage for things they don’t need covered — a total waste of money. We’ll make sure you’re only covered where you need to be, instead of being forced into a one-size-fits-all type of personal insurance policy.

“AT BKCW INSURANCE, ‘ABOUT US’ STARTS WITH ‘ABOUT YOU’, YOUR BUSINESS, OR YOUR FAMILY,” We want to know what keeps you up at night, what excites you when you get up in the morning, and what you are great at.


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Other products you may be interested in.

Auto Insurance

By properly insuring your car, truck, motorcycle or recreational vehicle, you should be able to avoid any major out-of-pocket costs.

Learn More

Home Insurance

Whether you recently purchased a single family home, condo, or vacation property, the right insurance will protect your new investment.

Learn More


Umbrella insurance may be the additional coverage you need to add on to your home or auto insurance policies when their limits aren’t enough.

Learn More