Risk Management that goes beyond policy quotes.

Let us conduct a free risk audit for you to help you identify your weak spots.


When it comes to protecting your livelihood, our consultants take the time to learn what makes you and your business tick. We strive to know your business as well as we know ours, and by the end of our process, we become an extension of your team.

Does This Look Familiar?

The Insurance Trap

PIVOT Risk Management 5 step process

Escape the Insurance Trap with

pivot risk management insurance

The PIVOT Risk Management process is how we help you escape from the Insurance Trap. We begin with a risk management audit, then we help you design strategies to mitigate risk, and execute those strategies. Lastly, we procure insurance and help monitor your situation.


  • Customer since 2014
    "BKCW has always provided explanations and options for all of my questions and coverage changes. We feel like we're well taken care of!"
    - Customer since 2014 -
  • Customer since 2022
    "Premium savings with no policy deterioration, along with (and more importantly) extremely prompt service that was very thorough and addressed all my questions and concerns!"
    - Customer since 2022 -
  • Michael A
    "The agents at BKCW are friendly and respond quickly. We have all of our insurance through them and have for decades. They are committed to finding the best coverage for our needs and are diligent in finding the best pricing. I highly recommend them for your insurance needs."
    - Michael A -
  • "The level of service you have provided has allowed me to do my job. You're the experts and I appreciate you taking this off of my hands. I like allowing you to do what you do best, so I can do what I do best. My experience with [Competing Broker] was the complete opposite, so this is a refreshing change."
    - -
  • School District
    "I would highly recommend the services BKCW offers in the realm of benefits consulting to any organization looking for that added layer of expertise and oversight to such an important program as one that enhances the wellbeing of their employees."
    - School District -
  • City HR Director
    "BKCW has well-established relationships with an extensive group of vendors to meet all of our benefits needs. In the rare instance that we have had issues with a benefits vendor, our broker has immediately stepped in and used their agency clout to resolve the issue."
    - City HR Director -
  • School District Director of Risk Management and Employee Benefits
    "[BKCW Benefits Consultant] is not only very knowledgeable and through but easy to work with and always willing to take the time to discuss my concerns and respond to questions. I feel confident in recommending BKCW's benefits consulting services. Mr. Dorroh and the team at BKCW care more, are knowledgeable, and work harder than any other broker I have met."
    - School District Director of Risk Management and Employee Benefits -
  • James, customer since 2004
    I’ve always appreciated the quick responses to my questions or concerns and the personal touch that seems to be increasingly missing with companies nowadays. In summary, I simply trust BKCW.
    - James, customer since 2004 -

How to Get Started


Complete our
contact form here


A licensed risk consultant
will reach out to you


We will start the risk
audit and help you
evaluate your situation