A robust employee benefits package can make a huge difference in your business. Solid employee benefits increase loyalty, drive employee engagement, and encourage workers to stay with your company.
BKCW has extensive experience working with organizations of all sizes throughout Texas. We help businesses choose various types of insurance to offer, which are among some of the most attractive types of benefits to employees.
Group Health Insurance for Texas Businesses
In a survey conducted by Monster.com, survey participants were asked to rank benefits by value and importance when considering a prospective job. The most important benefit? A healthcare plan.
Aside from the obvious benefits group health coverage provides your employees, there are additional financial benefits for you and your company:
- Companies with group health plans have lower absenteeism and higher productivity.
- Employers carrying group health plans may qualify for tax incentives, such as reduced payroll taxes.
- Group health premiums are typically cheaper than independent health policies, as the risk is spread out among numerous policy holders.
Depending on the group health policy you choose, the coverage can extend to your dependents and those of your employees. And, unlike individual plans that may reject coverage based on preexisting medical conditions, no person will be denied benefits through a group health plan.
Ancillary benefits are essential when it comes to rounding out your employee health benefit offerings, as health insurance does not cover everything health-related. BKCW also helps employers select voluntary and ancillary coverage, including:
- Dental and vision coverage
- Life insurance
- Disability coverage
- Cancer insurance
Your agent will take the time to understand your goals as an employer. They will compare policies from the nation’s top insurance companies, which will allow you to choose a group health plan rate and features that will control costs while offering the best benefits.
At BKCW, we have worked with countless businesses to help them select the right employee benefits and group plans. From deductibles to out-of-pocket expenses, we understand all nuances involved in group health plans. Contact our office today for additional information at 512-250-5055.