You know you need car insurance (after all, Texas does have minimum requirements), but not all policies are created equal — how are you supposed to know what type of coverages are important and what you can go without?

If you contact most other agents, they will probably take your basic personal information, send it to a carrier, and get back to you with a quote that may or may not be right for you. At BKCW, we do things a little differently to ensure that your Texas auto insurance policy perfectly suits your needs.

When you get in touch with us, your agent will conduct an easy risk management audit. Once we know your level of risk, we’ll work with you to figure out ways to reduce that risk (which ultimately helps you get a better price on your policy). For example, your risk could be higher because you drive to work in a busy city 5 days a week. If you were able to utilize public transportation or carpool with co-workers a few days a week, you could potentially reduce your monthly premium.

Once you have purchased your Texas auto insurance through BKCW, we’re with you for the long haul. We will follow up to ensure we are all meeting the insurance goals we outlined in your risk management service plan, and we will also give you a chance to critique our performance and let us know what we could be doing better. We are committed to listening to our clients and getting to the heart of the matter in every single interaction.

We’ll Help You Understand Your Texas Auto Insurance Policy

As we design your auto insurance policy, we will take the time to explain each and every portion of it so that you understand your coverage completely. Options we’ll talk about may include:

  • Deductibles
  • Medical expenses
  • Liability, including supplementary umbrella coverage
  • Collision and other damage (comprehensive)

Additionally, Texas auto insurance isn’t just for a basic car — BKCW insures all types of motor vehicles, including trucks, classic cars and collector cars, RVs, motorcycles, motorbikes, and boats.

When auto insurance clients need our professional guidance, we assess where their coverage is lacking, and figure out what we can do for them to make it better. Contact BKCW today by calling 512-250-5055 for additional information and to learn more about how the agents in our Killeen and Austin offices can help make sure you have the right amount of Texas auto insurance coverage.

How We Help

BKCW cuts to the heart of the matter by listening to what your business needs and making sure your investment is fully and properly insured.

Managing Your Risk

When you contact most agents for auto insurance, they will ask for basic information, send it to a carrier, and provide you with a quote. BKCW does an initial risk management audit, and then lets you know where you can make changes so we can negotiate a lower rate on your behalf.

Why Texas Auto Insurance?

According to the National Highway Traffic Safety Administration, 2.34 million people were injured in auto accidents in 2014. Another study released in 2014 showed that the economic costs of motor vehicle crashes totaled $242 million. Very few people are able to cover those costs out-of-pocket, making auto insurance a necessity.

Only Get The Coverage You Need

Many drivers end up with auto coverage for things they don’t need covered — a total waste of money. We’ll make sure you’re only covered where you need to be, instead of being forced into a one-size-fits-all type of auto insurance policy.

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